Terms of Use

AGREEMENT BETWEEN USER AND Arcline Lending LLC
The Arcline Lending LLC Web Site is comprised of various Web pages operated by Arcline Lending LLC.
The Arcline Lending LLC Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Arcline Lending LLC Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE
Arcline Lending LLC reserves the right, without notice, to change the terms, conditions, and notices under which the Arcline Lending LLC Web Site is offered, including but not limited to the charges associated with the use of the Arcline Lending LLC Web Site.

LINKS TO THIRD PARTY SITES
The Arcline Lending LLC Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Arcline Lending LLC and Arcline Lending LLC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Arcline Lending LLC is not responsible for webcasting, or any other form of transmission received from any Linked Site. Arcline Lending LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Arcline Lending LLC of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the Arcline Lending LLC Web Site, you warrant to Arcline Lending LLC that you will not use the Arcline Lending LLC Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Arcline Lending LLC Web Site in any manner which could damage, disable, overburden, or impair the Arcline Lending LLC Web Site or interfere with any other party's use and enjoyment of the Arcline Lending LLC Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Arcline Lending LLC Web Sites.

USE OF COMMUNICATION SERVICES
The Arcline Lending LLC Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

Access the website or do business with us if you are younger than 18 years of age.
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any Communication Service.
Suggest an expressed or implied affiliation with Arcline Lending LLC or any of its affiliates without the express written permission of Arcline Lending LLC.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Dilute or depreciate the name or reputation of Arcline Lending LLC or its affiliates.
Violate any applicable laws or regulations.

Arcline Lending LLC has no obligation to monitor the Communication Services. However, Arcline Lending LLC reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Arcline Lending LLC reserves the right to terminate your access to any or all the Communication Services at any time without notice for any reason whatsoever.
Arcline Lending LLC reserves the right to disclose any information at any time as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Arcline Lending LLC's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Arcline Lending LLC does not control or endorse the content, messages or information found in any Communication Service and, therefore, Arcline Lending LLC specifically disclaims any liability regarding the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Arcline Lending LLC spokespersons, and their views do not necessarily reflect those of Arcline Lending LLC.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO ARCLINE LENDING LLC
Arcline Lending LLC does not claim ownership of the materials you provide to Arcline Lending LLC (including feedback and suggestions) or post, upload, input or submit to any Arcline Lending LLC Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Arcline Lending LLC, its affiliated companies and necessary or appropriate sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. Arcline Lending LLC is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Arcline Lending LLC's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions. You acknowledge and agree that you do not acquire any ownership by downloading or viewing any web page content.

LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE ARCLINE LENDING LLC WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ARCLINE LENDING LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE ARCLINE LENDING LLC WEB SITE AT ANY TIME WITHOUT PRIOR NOTICE. ADVICE RECEIVED VIA THE ARCLINE LENDING LLC WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

ARCLINE LENDING LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS, EITHER EXPRESSED OR IMPLIED, ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE ARCLINE LENDING LLC WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. ARCLINE LENDING LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. ARCLINE LENDING LLC MAKES NO REPRESENTATION OR WARRANTY REGARDING THE WEB PAGE CONTENT OR ITS USE THEREOF. ARCLINE LENDING LLC HAS NO OBLIGATION TO MAINTAIN THE CURRENCY OR ACCURACY OF ANY WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ARCLINE LENDING LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE ARCLINE LENDING LLC WEB SITE, WITH THE DELAY OR INABILITY TO USE THE ARCLINE LENDING LLC WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE ARCLINE LENDING LLC WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE ARCLINE LENDING LLC WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ARCLINE LENDING LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE ARCLINE LENDING LLC WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE Arcline Lending LLC WEB SITE.

SERVICE CONTACT: webhost@arclinelending.com

TERMINATION/ACCESS RESTRICTION
Arcline Lending LLC reserves the right, in its sole discretion, to terminate your access to the Arcline Lending LLC Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of New Jersey, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Burlington County, New Jersey, U.S.A. in all disputes arising out of or relating to the use of the Arcline Lending LLC Web Site. Use of the Arcline Lending LLC Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Arcline Lending LLC as a result of this agreement or use of the Arcline Lending LLC Web Site. Arcline Lending LLC's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Arcline Lending LLC's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Arcline Lending LLC Web Site or information provided to or gathered by Arcline Lending LLC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Arcline Lending LLC with respect to the Arcline Lending LLC Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Arcline Lending LLC with respect to the Arcline Lending LLC Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English. We make no representation that the sources or products about which information may be provided on this website will be available (a) anywhere outside of the United States; or (b) in every state within the United States. You acknowledge and agree that you are responsible for compliance with all deferrals, state and local laws applicable to your access to and use of this website.

TESTIMONIALS
You acknowledge and agree that all testimonials submitted to Arcline Lending LLC will become and remain our exclusive property, even if the provisions of these Terms of Use are later modified or terminated. This means that you irrevocably grant to Arcline Lending LLC the unrestricted right (now and in the future, without notice, compensation or other obligation to you or any other person) to use your statement, image, likeness, as they may be used, in any medium, in connection with an advertisement or for any other publicity purpose. You further agree that Arcline Lending LLC may use any percentage of your testimonial, image, likeness and/or works, in any way that it sees fit, and may exclude your name or use a fictions name herewith.

TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

YOUR CALIFORNIA PRIVACY RIGHTS
California Civil Code § 1798.83 permits any visitor to the website who is a California resident to request certain information regarding the disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to autosend@arclinelending.com or contact us at:

Arcline Lending LLC
2000 Midlantic Drive
Suite 220
Attn: Legal Counsel
Mt. Laurel, NJ 08054

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
STATEMENT OF FORWARD-LOOKING INFORMATION
Certain information included in this website is forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995, including, but not limited to, information related to: anticipated operating results; anticipated financial performance, resources and condition; loan projections and terms; consumer demand and confidence; loan pricing; business and investment opportunities; and market and industry trends.

Such forward-looking information involves important risks and uncertainties that could significantly affect actual results and cause them to differ materially from expectations expressed herein and in other Company reports, SEC filings, statements and presentations. These risks and uncertainties include, among others: local, regional, national and international economic conditions; fluctuating consumer demand and confidence; interest and unemployment rates; changes in sales and loan conditions; conditions in our newly entered markets and newly acquired operations; the competitive environment in which we operate; the availability and cost of land for future growth; conditions that could result in inventory write-downs or write-downs associated with investments in unconsolidated entities; the availability of capital; uncertainties in the capital and securities markets; liquidity in the credit markets; changes in tax laws and their interpretation; effects of governmental legislation and regulation; the outcome of various legal proceedings; the availability of adequate insurance at reasonable cost; and the applicability and sufficiency of our insurance coverage; the ability of the participants in various joint ventures to honor their commitments; the availability and cost of labor and building and construction materials; the cost of raw materials; loan funding delays; domestic and international political events; and weather conditions. Any or all forward-looking statements included in this website are not guarantees of future performance and may turn out to be inaccurate. Forward-looking statements speak only as of the date they are made. The Company undertakes no obligation to publicly update any forward-looking statements, whether as a result of new information, future events, or otherwise.

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.